Financing Options

Clean Water Loan

Clean Water Loans to finance septic repairs

Craft3, a nonprofit lender, offers Clean Water Loans to allow homeowners to borrow the entire cost of eligible design, permitting and installation. Lower interest rates may be available for qualified lower-income borrowers, and there are no up-front loan fees or pre-payment penalties. Please visit Craft3’s website using this link for rates and terms, to check eligibility, and begin your application.

Home Energy Loan

Home Energy Loans to finance energy efficiency improvements

Craft3, a nonprofit lender, offers Home Energy Loans to allow homeowners to borrow the entire cost of eligible energy improvements. There are no up-front loan fees or prepayment penalties, and perfect credit is not required. Please visit Craft3’s website using this link for rates and terms, to check eligibility, and begin your application.

ADU Loan

Accessory Dwelling Unit Loans

Craft3, a nonprofit lender, offers Accessory Dwelling Unit Loans to Oregon residents in Multnomah, Washington, or Clackamas Counties. These loans allow homeowners to finance the design, permitting, and construction of attached and detached Accessory Dwelling Units. In most cases, ADU loans require no down payment, can finance the entire cost of a project, and reduced rates may be available for qualified lower-income applicants. Please visit Craft3’s website using this link for rates and terms, to check eligibility, and begin your application.